Have Questions? Give us a call: 503-316-8000

USDA Updates

Strong Selling Season

This year in Oregon was a highly attractive selling season as the economy improves, housing confidence rises, and a growing number of homes are expected to go on the market.  Historically Low Rates and home prices are appealing to seasoned and new home buyers.  Take the advantage by pricing your home correctly, making small improvements and … Read more

USDA vs FHA Mortgage Insurance Rates

Do you know the difference between USDA and FHA?  With FHA or USDA you will have mortgage insurance or PMI (private mortgage insurance).  98% of home loans with less than 20% down-payment will have some sort of PMI (there are many types – call me for an explanation). At the time of this writing FHA … Read more

Guaranteed USDA vs. Direct USDA

Apply with us for Guaranteed USDA – Direct USDA is about a year and a half on a waiting list for potential home buyers. Do not wait – Call Me! There is no waiting for USDA Guaranteed Home loan and the income limits are also higher so I can get more buyers qualified. I will … Read more

Oregon Real Estate Market

This year in Oregon is going to be a highly attractive selling season as the economy improves, housing confidence rises, and a growing number of homes are expected to go on the market. Historically Low Rates and home prices are appealing to seasoned and new home buyers. Take the advantage by pricing your home correctly, … Read more

USDA vs. FHA for Oregon Home Buyers!

Do you know what the difference between USDA and FHA? With FHA you will have mortgage insurance or PMI (private mortgage insurance). 98% of home loans with less than 20% down-payment will have some sort of PMI (there are many types – call me for an explanation). At the time of this writing FHA PMI … Read more

Great New Changes coming for Rural Housing

Great New Changes coming for Rural Housing’s ZERO DOWN Program. The Federal Register published Guaranteed Rural Housing Program CFR 3555 to be in effect on September 1, 2014. New: USDA to introduce a construction‐to‐permanent loan feature to encourage construction lending in rural areas. Eliminate restrictions on dwellings with in‐ground pools. Eliminate flood elevation certificates for … Read more

USDA’s 100% financing is STILL AVAILABLE

GREAT NEWS!!  Don’t wait! USDA’s 100% financing is STILL AVAILABLE on the rural areas around Salem,  Portland and Eugene Oregon that were going to be no longer eligible for these NO Down Payment Rural Development Loans.  USDA is UNIQUE – it takes a specialist to give Buyers the best chance possible….CALL me to see how … Read more

Contact Info

Apply On-line 24 hours a day with our local Company

Rock River Financial
388 State Street #445
Salem, OR 97301

Office: (503) 316-8000
Fax: (503) 316-8004

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