Did you know that there are more than one Type of USDA loans? We do the one that allows higher household income and allows some deductions to help you get qualified for our Zero down Home Loans. We do USDA Guaranteed home loans, allowing for moderate household income levels. USDA will calculate all income in the household to make sure it meets their guidelines for maximum income levels allowed on this program. As part of the qualification process we will request this income and several other qualifying factors in order to determine if you qualify. The market in Oregon is really heating up and this is one of our most popular loan programs for Oregon residents. Let us do this for you by applying on line with us.