{"id":711,"date":"2022-10-25T15:16:35","date_gmt":"2022-10-25T15:16:35","guid":{"rendered":"https:\/\/www.usdaloanoregon.com\/?page_id=711"},"modified":"2022-11-16T13:06:20","modified_gmt":"2022-11-16T13:06:20","slug":"home","status":"publish","type":"page","link":"https:\/\/www.usdaloanoregon.com\/","title":{"rendered":"Home"},"content":{"rendered":"
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Welcome to
USDA Loans Oregon<\/h1>\n\n<\/div><\/div><\/div>\n\n
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Oregon\u2019s comprehensive resource for USDA Loans. Here you can find information and even get approved online. Want to see if you are eligible? Looking for rates? We encourage you to contact us by phone or email regarding the USDA Loan process \u2014 it can be confusing, we are here to help!<\/p>\n\n\n

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USDA UPDATES<\/strong><\/div>\n\n\n

USDA Guarantee Program<\/h2>\n\n

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USDA Income Limits Have Increased!<\/a><\/h2>\n\n

USDA has recently increased the income limits in Oregon. If you applied for a USDA home loan in the past but made too much money and were denied, I encourage you to reach out to me. If you did not apply before because you were worried you made too much money please give me a … Read more<\/a><\/p>\n<\/div><\/div><\/div>\n\n

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Changes to student loan calculations<\/a><\/h2>\n\n

UPDATE USDA Zero down Guaranteed home loan program has updated their student loan policies. We can now use .05% of the outstanding balance against your debt to income ratios instead of the full 1%. This allows for you to qualify for a larger loan.<\/p>\n<\/div><\/div><\/div>\n\n

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What\u2019s your buying power?<\/a><\/h2>\n\n

When you\u2019re considering purchasing a home with a USDA loan you want to keep your debt low. The USDA Rural Loan has more conservative debt ratio requirements.  It\u2019s simple, the less debt you have the larger loan amount you can qualify for (your buying power). You do NOT want to take out any new loans … Read more<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n

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