{"id":1280,"date":"2015-10-13T17:53:00","date_gmt":"2015-10-13T17:53:00","guid":{"rendered":"https:\/\/www.usdaloanoregon.com\/?p=1280"},"modified":"2022-11-01T17:53:45","modified_gmt":"2022-11-01T17:53:45","slug":"usda-fees-change","status":"publish","type":"post","link":"https:\/\/www.usdaloanoregon.com\/usda-updates\/usda-fees-change\/","title":{"rendered":"USDA Fees Change"},"content":{"rendered":"\n<p>Effective October 1, 2015, USDA Rural Development has increased their funding fee (MIP or Mortgage Insurance ) from 2.00% to 2.75%. This is a fee that gets added to your loan amount and amortized over the 30 year term of the loan. This is higher than the FHA funding fee of 1.75% but USDA still maintains the lowest monthly mortgage insurance of .50% vs. FHA MI of .85% so the monthly payment can still be the lowest, with 100% financing. Oregon is a great place to utilize this program with many affordable homes out there. Call 503-316-8000 or go on-line to www.USDALoanOregon.com to apply now.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective October 1, 2015, USDA Rural Development has increased their funding fee (MIP or Mortgage Insurance ) from 2.00% to 2.75%. This is a fee that gets added to your loan amount and amortized over the 30 year term of the loan. This is higher than the FHA funding fee of 1.75% but USDA still &#8230; <a title=\"USDA Fees Change\" class=\"read-more\" href=\"https:\/\/www.usdaloanoregon.com\/usda-updates\/usda-fees-change\/\" aria-label=\"Read more about USDA Fees Change\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/posts\/1280"}],"collection":[{"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/comments?post=1280"}],"version-history":[{"count":1,"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/posts\/1280\/revisions"}],"predecessor-version":[{"id":1281,"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/posts\/1280\/revisions\/1281"}],"wp:attachment":[{"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/media?parent=1280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/categories?post=1280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.usdaloanoregon.com\/wp-json\/wp\/v2\/tags?post=1280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}