Welcome to
USDA Loans Oregon

Oregon’s comprehensive resource for USDA Loans. Here you can find information and even get approved online. Want to see if you are eligible? Looking for rates? We encourage you to contact us by phone or email regarding the USDA Loan process — it can be confusing, we are here to help!

Check Eligibility

USDA UPDATES

USDA Guarantee Program

USDA Income Limits Have Increased!

USDA has recently increased the income limits in Oregon. If you applied for a USDA home loan in the past but made too much money and were denied, I encourage you to reach out to me. If you did not apply before because you were worried you made too much money please give me a … Read more

Changes to student loan calculations

UPDATE USDA Zero down Guaranteed home loan program has updated their student loan policies. We can now use .05% of the outstanding balance against your debt to income ratios instead of the full 1%. This allows for you to qualify for a larger loan.

What’s your buying power?

When you’re considering purchasing a home with a USDA loan you want to keep your debt low. The USDA Rural Loan has more conservative debt ratio requirements. It’s simple, the less debt you have the larger loan amount you can qualify for (your buying power). You do NOT want to take out any new loans … Read more

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David Fosberg

2022-03-31

Mat was an excellent resource for our ReFi needs. He listened to our financial goals and provided recommendations that would help us best. His team was there to navigate the entire process and he even went above and beyond to help communicate with underwriting to clarify key points that helped ensure the process kept moving forward. Highly recommend Mat and his team for your mortgage needs. Give him a call and see the difference between feeling like a Client vs feeling like a number.

Tammy L. Long

2021-02-05

Even though in the end Rock River did not offer kind of USDA Loan I was searching for, they were prompt in answering my questions, courteous on the phone, and helpful in directing me to another company that might be able to handle my mortgage needs. Sadly, the kind of professionalism that is 2nd nature to Rock River is disappearing quickly from other institutions. So, if Rock River offers the lending solutions you need, in my opinion look no further, you've found the right place.

Jeremy Giangrossi

2020-09-16

Very helpful people and was a pleasure working with the .

Ashley Weiske

2020-06-24

Rachel was so helpful and kind! It was our first time buying a house and our realtor from Sundance Realty was awful and took advantage of us and put us through a lot, but Rachel answered every call even late at night and helped us through the whole process. With out her we probably would have given up. We used the USDA loan for our first home and it was a tricky process but she helped us qualify for the loan and found us a lender even during this covid crisis. I would definitely recommend Rock River especially Rachel.

KC Maw

2020-06-05

I've used them 2 times as my mortgage broker. It was nice to be able to submit all the paperwork online. I will be coming g back if I need a new mortgage.

David Dirkx

2020-06-04

My father-in-law used their services and was very pleased with the professionalism with his loan officer Rachel. She was very through and closed the loan in a timely fashion. I would highly recommend Rock River Financial.

Jason Wells

2020-06-03

Working with Lorielle Dowell has been a blessing purchasing my first house... She was able to help me along and made the process a lot easier and manageable without having to work with a realtor. I'm thankful and greatly appreciative of the service and effort she put forward for me... I can't say thank you enough this has been an awesome experience.

2020-06-01

Rock River is great to work with. Lorielle is very professional and answered all of my questions to help me understand my options and make the best decisions available for my situation. I will definitely use them again with my next house purchase.

Travis Raymond

2020-06-01

We have worked with Rock River Financial twice now and each time they have been extremely knowledgeable, professional, and quick in responding back to emails/phone calls. I would recommend them to anyone and everyone!!!

Tucker Ifft

2020-06-01

Rachel was very helpful during the application process. I'm very happy and satisfied with the process and results. Everything went smoothly

Welcome to USDA Loans Oregon

USDA Guarantee Program

USDA Income Limits Have Increased!

Changes to student loan calculations

What’s your buying power?

Welcome to
USDA Loans Oregon